Bill splitting, reimagined.
Stop the math headache. Chopsbill finds a cleaner settlement path so your group spends less time reconciling and more time together — fewer moves, fair splits. Publish who pays whom, mark transfers confirmed, and keep overall settlement progress visible on the bill.
- AI settlement routing
- Live payment progress
- Private, password, public control
Settlement preview
Who pays whom
Total owed
$97.30
Top payer
Alex
Most paid on this demo bill
- AlexJordan$42.00
- SamAlex$18.50
Illustrative — share of published transfers marked confirmed
Fewer transfers · fair balances · progress you can see
Settlement preview
Who pays whom
Total owed
$97.30
Top payer
Alex
Most paid on this demo bill
- AlexJordan$42.00
- SamAlex$18.50
Illustrative — share of published transfers marked confirmed
Fewer transfers · fair balances · progress you can see
Everything groups expect — without the spreadsheet
Model real-world bills, keep balances trustworthy, and export when finance needs a paper trail. Tap the tabs and toggles below to explore how Chopsbill behaves day to day.
Line-level splits
Each expense can use a different rule — handy when rent is percentage-based but brunch is even.
Example
Team lunch
$184.00
Split evenly across four teammates after tax.
Mix modes in one bill: groceries equal, utilities by percent, deposits fixed — no duplicate rows or side tabs in a sheet.
Sharing & access
Pick how discoverable the bill is — from open link to creator-only.
Anyone with the link can view balances and expenses — ideal for trips where the whole group hops in and out.
- Guests can follow along without an account when you allow it.
- Great for posters, house manuals, or QR on the fridge.
Friends, groups & growing rosters
Friend requests by Chopsbill ID, reusable groups, and quick invites—then scale how many people each bill can hold. Free for everyday crews; Pro when your list keeps growing.
How it can look
On your bill
Weekend BBQ
Guest “Sam” → link to @alex · clearer balances
Illustrative demo — sample names only.
Free
Up to 10 people
Per bill · 3 active bills you create
Pro
Up to 50 people
Unlimited active bills you create
Readable names and stable roles mean newcomers catch up fast — no “who is Person column F?” moments.
Settlements & progress
Pick a settlement style, publish transfers, and track progress — tap the tabs for a quick tour.
Settlement load
Settlement load compares suggested transfer volume to total spend. Green is the “leftover” slice; orange is how much cash has to move relative to what was spent — a sanity check before you publish.
Illustrative bar — not payment instructions.
Settlement method
Auto
Automatic mode minimizes the number of transfers from everyone’s net balance (fewer arrows than paying every pair separately).
Free includes balances, publishing, per-transfer status, and overall progress. Pro unlocks MSR on bills you own, larger groups, and premium exports — see Free vs Pro above.
Exports finance can reuse
Download structured copies for expense reports, audits, or archiving — without retyping totals.
Excel (.xlsx)
Line items, participants, and allocations in columns you can pivot or attach to finance tools.
Polished, shareable snapshot for roommates, treasurers, or anyone who wants a single attachment.
Free vs Pro
Same core app for everyone — Pro adds larger groups, PDFs, and tools for people who split often.
| Feature | Free | Pro |
|---|---|---|
| Active bills you create | Up to 3 | Unlimited |
| People per bill | Up to 10 | Up to 50 |
| Settlements, balances & payment progress | ||
| Sharing (public, password, private) | ||
| Excel export | ||
| PDF export | ||
| Fewer transfers (optimized settlement) |
Three steps. Less stress.
A simple walkthrough — from blank bill to settlement view.
- Step 1
Open a bill
Name it, add people, set privacy. - Step 2
Log expenses
Equal, %, or fixed splits per line. - Step 3
Settle up
See who pays whom — fewer transfers.
Prefer visuals?
Readable summaries, a settlement view, per-transfer payment status, and an overall progress bar help the group align before and while money moves.